BlueCross BlueShield Dentist Needham
Learn More About the Benefits of BlueCross BlueShield
Do you have a dental insurance plan from BlueCross BlueShield? If so, you can count yourself fortunate. Not only may your plan allow you to enjoy low-cost preventive services, but it can also lower the financial strain of those times when your smile needs a bit of restorative care. How can you get the most out of your policy? Our Needham dental team is ready to assist you. As an in-network BlueCross BlueShield dentist, we have all the knowledge necessary to help you maximize your benefits.
BlueCross BlueShield Coverage Availability & Fees
BlueCross BlueShield offers a number of different dental plans, which can vary greatly in their details. You should take a bit of time to become an expert on your unique policy. By reviewing the relevant documents, you can get a grasp of the benefits that are available to you.
In the meantime, here is a generalized overview of the coverage that is standard among many PPO plans:
- Preventive services, including checkups and cleanings, are frequently up to 100% covered.
- Basic services, often encompassing fillings and non-surgical extractions, may be up to 80% covered.
- Major services, such as crowns and dentures, are often around 50% covered.
Your plan may also enforce a deductible and a waiting period before you are eligible for certain benefits.
Keep in mind as well that most PPO plans come with an annual maximum, or a yearly limit on the amount that BCBS will pay for approved services. Because we are in-network with BlueCross BlueShield, we have a contract with them that controls fees. Therefore, you may be able to get more value out of your annual maximum when you visit us (as opposed to visiting an out-of-network provider).
In some cases, we are even able to schedule major services across calendar years so you can use two annual maximums instead of only one.
Meet the Team
Our team understands that it is not always easy to navigate dental insurance. We have many years of combined experience in working with different insurance companies, and we are ready to use our expertise for you. Give us a call and provide your policy information. We will verify your benefits and help you understand how they may apply in various situations. When you receive treatment, we will make sure that your claims get filed in a timely manner.